Understanding Your PIP Insurance Rights

PIP stands for

Protection – extra car insurance to help pay your bills. To take advantage of PIP, you need to know your rights. The experienced personal injury law firm of Zukerberg & Halpering, PLLC can tell you if you’re eligible for PIP, and if PIP insurance is right for you.

PIP insurance can be anywhere from a low of $1,000 up to $1,000,000, depending on the state, policy terms and insurance company. Some of the insurance carriers offering PIP include:

  • State Farm
  • Geico
  • Progressive
  • Allstate
  • Nationwide
  • Liberty Mutual

PIP in Maryland automobile accident cases is completely different than PIP in Washington, DC auto crashes. In Maryland,
PIP coverage is available, in addition to regular liability coverage. In Washington, DC auto collision cases, if PIP is chosen, you may give up your right to sue, unless certain conditions are met. Only an experienced personal injury lawyer can determine if you should make a DC PIP claim.

How Much Coverage Do I Need?

Mandatory PIP coverage is often too low in the District of Columbia, and the need to choose between PIP coverage and tort law is unfair. In Washington, DC, if you choose PIP, you can lose your right to sue – ouch. If you’ve been injured, you need to have your medical bills paid and to support yourself and your family while you recover from your injuries.

Attorneys Paul Zukerberg & Jonathan Halperin, through their work in the Trial Lawyers Association, American Association for Justice support the expansion of choices and coverages for drivers in Maryland, Virginia and Washington, D.C.

Another headache with PIP is that it is often secondary to your health insurance. PIP only kicks in when your Health Coverage is exhausted, or for things health insurance won’t cover, like co-pays, deductibles and ambulance rides.

Get in Touch with Us!

Experienced car, truck and bicycle accident attorneys Paul Zukerberg and Jonathan Halperin can explain your rights under PIP and decide if a PIP claim is right for you.

Contact Zukerberg & Halperin, PLLC today to get started. We offer free initial case consultations.